You should be willing to accept educational loans to meet a portion of your educational costs. Student loans are a valuable resource to assist you in meeting the cost of education and allow you to defray tuition costs over a longer period of time — typically 10 years. It is important to remember that these funds will need to be repaid, so you are encouraged to only borrow the amount that you actually need.
The first step to determine your eligibility for a federal student loan is to file the FAFSA.
The programs outlined on this website have proven to be excellent resources for our families. Loans, however, are optional and can be declined.