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Private Loans

An option for additional loans is private loans.

Private loans offer you a higher loan limit than Federal Direct Loans but are still limited by the student budget. They also carry a higher interest rate.

We recommend you accept Direct Loans first. If needed, you can request a signature or private loan. 

Self-Certification Form

The federal government requires private lenders to collect a self-certification form before processing a private loan. The form is designed to inform you of other sources of financial assistance and federal loan options. The form seeks to collect your cost of attendance and expected financial assistance at UL Lafayette. This information will be used by the lender as part of the eligibility determination process.